Three Concepts to Manage Your Emotions, Money, and You

1. Depending on outside sources for your safety net or retirement is a strategy destined to fail. Company matched employee funds will potentially run out of money in two to three decades. Nearly half of companies that offer 401(k) plans don’t provide employer matches, per Fast Company.

2. There is no speed saving. Be in it for the long haul. You may not feel that you have a whole lot of capacity to save; however, planning, investing and saving is vital.

3. Your most significant investment is YOU! Invest in your health, keep learning, and give back/pay it forward. Exercising (improves self-image and emotional well-being), meditating (reduces anxiety and stress), and volunteering for a cause important to you (minimizes the risk of depression and gives you a sense of purpose) can all contribute to higher emotional discernment and a happier, healthier relationship between money and you.

Call to Action

• Write down three goals you will make to improve your financial situation during the next twelve months.

• Outline the steps you will take reach your goals.

• Post your plan where you can see it as a daily reminder.

Today is your best day to invest in your emotional, financial health.